The broad array of families of funds offered through GWN Securities are designed to meet a variety of investment needs, including growth, capital appreciation, and tax-free income.

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In a mutual fund, investors pool their money to achieve a common objective, with a professional money manager buying and selling securities for the fund. Mutual funds allow you to buy hundreds of different stocks, bonds, and money market instruments under one umbrella investment*. Over the past two decades, mutual funds have emerged as one of today's most popular investments.

Among the many benefits of mutual funds are the opportunities to reduce risk through diversification, increased liquidity, and, in many cases, a degree of flexibility associated with the ability to switch investments within a fund family. Mutual fund costs come in two main categories: sales charges** (known as "loads") and operating expenses. Funds that do not impose a sales charge are known as no-load, but like load mutual funds, they do have operating costs that are deducted from earnings.

The broad array of families of funds offered through GWN Securities are designed to meet a variety of investment needs, including growth, capital appreciation, and tax-free income.

Of course, mutual fund shares do fluctuate with market conditions and when redeemed, may be worth more or less than your original investment as well as carry various degrees of risks depending on the individual fund's objectives.

For more complete information and to carefully consider the securities offered, including risks, charges, expenses and fees, please request a prospectus from your GWN Registered Representative. Please read it carefully before you invest or send money.

Mutual Fund / ETF Prospectus Search

*An investment in the money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency, and further advises investors that although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.

Government bonds are guaranteed by the US government and, if held to maturity, offer a fixed rate of return and a fixed principal value. This guarantee only applies to the timely payment of principal and interest and does not pertain to the portfolio, or variable annuity holding such securities.

**Before investing in mutual funds, it is important that you understand the sales charges, expenses and management fees that will be charged, as well as the possibility of breakpoint discounts. Most mutual funds offer different share classes. Although each share class represents a similar interest in the mutual fund's portfolio, the mutual fund will charge different fees and expenses depending upon the choice of share class.

All share classes may not be available for all funds.

Product availability changes from time to time. Contact us directly if you have questions about specific products.

Mutual Funds are sold by prospectus. Investors should consider the investment objectives, risks, charges and expenses of the fund carefully before investing. The prospectus contains this and other information about the mutual fund. The prospectus can be obtained by contacting a financial representative. Please read the prospectus carefully before investing.