GWN Securities, Inc. offers variable annuities from more than 40 of the most respected insurance companies in the industry.

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Variable annuities* are often used as both savings and retirement vehicles. Among the reasons for their popularity include the fact that their earnings grow on a tax-deferred basis, they offer a guaranteed death benefit (any guarantee is based solely on the claims paying ability of the issuing insurance company), they benefit from professional management, and they have the added potential for income during retirement years. The variable annuities offered through GWN Securities are designed to meet the entire spectrum of financial objectives. They include variable annuities that invest in a choice of securities portfolios, including money market** instruments, stocks, high-grade bonds, government securities, convertible securities, high-yield bonds, and foreign securities.

Because GWN isn’t tied to any one company, you can feel confident that a product will be selected solely based on your individual needs. In addition, through our marketing arm, GWN Marketing, Inc., we also provide some of the most competitively-priced fixed annuities.

For more complete information and to carefully consider the securities offered, including risks, charges, expenses and fees, please request a prospectus and annuity contract from your GWN Registered Representative. Please read it carefully before you invest or send money

*Variable annuities are subject to early withdrawal penalties such as surrender charges, tax obligations, and a 10% penalty if withdrawal is made before age 59 1/2 and potential loss of principal. Policy loans and withdrawals can have a significant impact on cash values and death benefits.

Variable annuity prices fluctuate and when redeemed may be worth more or less than your original investment.

Investments in foreign securities involve risks related to political and economic developments abroad, foreign taxation, currency exchange, rate fluctuations, as well as differences in accounts standards.

For more complete information and to carefully consider the securities offered, including your investment objectives, risks, charges, expenses and fees, please request a prospectus from your GWN Registered Representative. Please read it carefully before you invest or send money.

**Money market funds are managed to maintain a stable $1.00 share price. Investments in these funds are neither insured nor guaranteed by the US government, there can be no assurances that these funds will be able to maintain a stable net asset value of $1 per share.

Government bonds are guaranteed by the US government and, if held to maturity, offer a fixed rate of return and a fixed principal value. This guarantee only applies to the timely payment of principal and interest and does not pertain to the portfolio, or variable annuity holding such securities.