Life Insurance Services
A financial consultant from GWN Securities is at your service to assist in identifying the most appropriate insurance-based products that serve as a complement to any comprehensive financial strategy. Through our partners, GWN boasts an extensive array of life insurance options.
Life insurance represents a contractual agreement between an individual holding the policy and an insurance provider or underwriter, wherein the latter is committed to compensating a predetermined sum to a named beneficiary (the "benefits") after the demise of the individual insured, in return for a stipulated premium.
Products based on life insurance can be considered viable savings and investment alternatives across all life phases. Owing to their competitive yields, deferral of taxes on accrued cash-value returns, and the tax-exempt status upon the death benefit, numerous life insurance-based products available also serve the dual purpose of catering to educational and retirement planning requirements.
A GWN Securities financial advisor stands ready to guide you toward choosing the appropriate insurance-based product as part any robust retirement plan.
Leveraging our expansive national insurance partnerships, we provide important insights to assist you in addressing all your insurance needs.
Please contact GWN Securities for more information via the Contact Us page.
There are fees and charges associated with variable life insurance policies. Charges vary based on the circumstances of the insured life. Surrender charges vary by issue age, risk class and gender. Loans and partial withdrawals will decrease the death benefit and cash value and may be subject to policy limitations and income tax. A 10% federal tax penalty may also apply if the loan or withdrawal is taken prior to age 59½. All guarantees, including death benefits, are subject to the claims-paying ability of the issuing insurance company. An investment in variable life insurance involves risk, including possible loss of principal. Investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than the original investment.